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Home Loans

Low Rates, Minimal Fees, Fast Approval

We are a fast-growing mortgage broker in Melbourne, assisting and advising our clients on the diverse options available to finance their property purchase. By leveraging our experience, expertise and flexible approach, we will get you the home loan Melbourne that best meets your needs. We offer clients competitive home loan interest rates, quick approvals, and industry-leading customer services. 

What Type of Home Loan Are You Looking For?

First Home Loan

As mortgage lenders in Australia, we let you draw down your loan in stages (such as slab, framAs mortgage brokers Melbourne, we assist first time home buyers in establishing a budget and savings plan. We make the whole process easy by guiding you through the entire loan journey.e, lockup, fit out and completion). Draw down the funds only once you have approved the inclusions, finished quality, and achieved pre-determined milestones.

Buy Your Next Home

Multiple home loan options are available to new home buyers, such as variable interest rate loans, fixed interest rate loans, interest-only loans, and split loans. We help you find the most suitable home loan Melbourne for you.

Land and Construction Loan

Are you planning to build or renovate your home, you might need a construction loan. We offer you construction loans with distinct benefits and the lowest interest rates.

Refinance a Current Loan

We evaluate your current situation and find out if refinancing can be a better option for you.

Investment Loan

We help you secure the right Property Investment loan tailored to your specific needs.

What Are the Features of Our Home Loan Melbourne?

  • Up To 95% LVR
    We assist you in getting an LVR of up to 95%, but you will require LMI.
  • Unlimited Additional Repayments
    Pay your home loan Melbourne faster by making unlimited additional repayments on your variable home loan and save interest.
  • Offset Account
    Adding an offset account will let your savings reduce your interest on the variable part of your loan.
  • Split Home Loan
    Leverage the benefits of both fixed and variable loan accounts by dividing your home loan into multiple accounts.
  • Unlimited Free Redraw
    Redraw the extra repayments you made on your variable home loan Melbourne for free.
Home Loan in Melbourne

What's Our Process for Home Loans Melbourne?

  • Review Your Goals:-
    As a mortgage broker Melbourne, we discuss your goals to help you find a perfect home loan Melbourne. Reviewing your needs and circumstances enables us to tailor loan solutions for you. Once we understand your goals, we will provide you with the best options.
  • Assess Your Borrowing Capacity:-
    We review your income, expenses and liabilities to analyse your loan repaying capacity and determine your borrowing power. Assessing your borrowing power would give you an idea of how much loan can be sanctioned to you and the repayments associated with it.
  • Deposit Requirements:-
    An initial contribution is required when you are buying a home. This deposit can come from your savings, property equity, government grants, or a guarantor. Your deposit dictates your ability to find a better home loan deal. We advise you on deposit requirements and the options at your end.
  • Review Products Available:-
    Each lender we are connected with offers home loans Melbourne with a different set of features. We review each lender’s product according to your unique circumstances to find the best home loan Melbourne.
  • Choose the Home Loan Type:-
    Each home loan differs in its features as well as the home loan interest rates and types. You might be suited to a fixed or variable home loan interest rate or principal & interest or interest only type of home loan Melbourne. By understanding your needs, we will find the best home loan Melbourne with the lowest home loan interest rates for you.
  • Choose The Lender:-
    We have many lenders on our panel, and we narrow down the right lender for you using our expertise and knowledge. Our team of mortgage brokers Melbourne will sift through all lenders to find a home loan Melbourne that is feature-packed and has the lowest home loan interest rates.
  • Submitting For Approval:-
    After finding the best home loan Melbourne for you, we submit your loan application to the chosen lender. We liaise with the bank on your behalf and ensure your home loan Melbourne application has the best possible chance of approval.
  • Home Loan Settlement:-
    As a mortgage broker Melbourne, we are committed to making the settlement process easier. We work with your agents, solicitor or conveyancer to make sure your home purchase happens on time. We also work with your existing lender to settle your refinance. We are focused on making your home loan journey smooth and stress-free.

Why Choose Jump Financing as Your Mortgage Broker?

Personalised Services

As a mortgage broker Melbourne, we tailor our services to our client's specific needs and expectations. We work with you to help you find the perfect home loan solution.

Streamlined Processes

We manage the loan process for you from start to finish making each step clear and quick. Our expert team of mortgage brokers Melbourne make your financial matters simple and clear. We help you navigate the loan process swiftly.

Ongoing Support

We provide you with a dedicated home loan expert who will always give you an answer to all your queries in clear and simple language. Prompt communication and swift turnaround times are fundamental to our operations.

Save Time & Paper Work

Our team guides and advises you throughout the loan approval process. We gather the necessary information online to reduce paperwork and turnaround times. We assist you in making your first home-buying experience smooth and easy.

Let Us Help You Find the Best Home Loan

Our highly experienced mortgage brokers Melbourne are here to help you secure the best home loans Melbourne. Our home loan specialists will be happy to assist.