Seamless and Speedy Car Finance Options
Helping you choose flexible personal or business car finance options to suit your buying needs.
Car Financing
Want to purchase or upgrade your car, van or ute? As mortgage brokers Melbourne, we are committed to finding you the best interest rates, loan features and contract terms that suit your situation so you can drive your new car soon. Our team of mortgage brokers Melbourne will be at every step of the way and provide you with a personalised service so you can rest assured that you have secured a great personal or business car loan that fits your budget and needs.
Novated Lease
Our novated lease is a financial arrangement for employees that lets them sacrifice a part of their pre-income tax salary to pay for their car and its running costs.
What Are the Features of a Car Loan?
Secured or Unsecured Loans
The lenders we have on our panel offer both secured and unsecured car loan options. Secured loans usually have low-interest rates in comparison to unsecured loans.
Low Interest Rates
Our team of mortgage brokers in Melbourne help you find competitive and personalised interest rate for your car loan. Our auto loan specialists will pick out the best deals for you.
Pre-approval Available
Our auto financing experts will help you get pre-approval for your car loan so you have an idea of your borrowing power.
Flexible Loan Terms
The lenders associated with us offer car loans for flexible periods ranging between 1-7 years with weekly, fortnightly or monthly instalments. You can choose a term and repayment schedule as per your convenience.
Finance Available For All Types Of Cars
We can help you get approved for a personal car, business car, or novated lease. You can also apply for a loan to purchase a brand-new or used vehicle from a dealer or private seller.
What Is The Eligibility Criteria and Documents
Needed For A Construction Loan?
- Be an Australian citizen, permanent resident, or New Zealand citizen.
- Be 18 years or above.
- Have valid identity proof such as a driver’s licence, passport, etc.
- Maintain an Australian residential address.
- Have an income and employment.
- Have a good credit rating and must meet the credit lending guidelines.
As an auto loan applicant, you must have the following supporting documents as a minimum:
- Proof of income
- Payslips
- Bank statements
- Tax returns
How To Apply for A Car Loan?
- Complete Your Application
Speak to our mortgage brokers in Melbourne and tell them about you, your financial situation and the car you are planning to buy. They will help you in completing the auto loan application. - Submit Your Documents
You will be required to submit the necessary documents. Once you submit the documents, our team will verify your employment and income while assessing your auto loan application. - Loan Options
Our mortgage brokers in Melbourne will find and discuss the most suitable car loan options as per your borrowing profile and provide you with an indicative interest rate. Once you choose an auto financing option, we will help you get conditional approval. A conditional approval lets you know how much you can actually borrow. - Find the Right Car
After receiving conditional approval, you have 30 days to find the car. Our team will apply for final loan approval as soon as you choose the vehicle. - Final Loan Approval
Once you select the car, you must add its details to your auto financing application. We will run a final check on your loan application. You can expect formal approval within 1-2 days. Once approved, we will organise a settlement for your car with the seller. After that, you can drive home in your new car.
Refinance Your Car Loan
Tired of paying too much on your current car loan? Is the current interest rate on your car loan higher than the standard market rate? Our auto loan specialist team is here to help. We reduce your financial stress by finding auto financing solutions with lower interest rates and reducing your monthly payments. We make refinancing your existing car loan easy. We help you get approved in minutes and settle existing car loans in a few simple steps so you can start saving sooner.
No Impact on Credit Score
Our team of auto financing specialists gives you a personalised rate and estimated instalments on the basis of your credit score and the loan details you provide us. As mortgage brokers Melbourne, we do not share your information with lenders until we know you are going to be approved.
Pre-Approved Finance
We also help you organise pre-approved auto loans. Pre-approvals are valid for 60 days and allows you to confidently explore the market with the assurance that your finance is already in place.
Connect With Us Today
Eager to know more about our car loan solutions? Call or drop us a line, and our auto loan experts will connect with you to learn more about your loan needs and financial circumstances and help you find a loan that is right for you.