Grow Your Business with Our Commercial Financing Options
We help your business move forward with the best commercial loans that work for you. Expand or purchase business, manage working capital, fund fixed assets, or invest in commercial property with our flexible loan terms and repayment options.
What Is a Commercial Loan?
Businesses can arrange funding from financial institutions through commercial loans Melbourne. At Jump Financing, we adopt a personalised approach and offer a diverse range of flexible commercial loans Melbourne. As commercial loan brokers in Melbourne, we help companies find commercial loans that suit their unique business needs. You have to repay the borrowed funds over the loan term along with interest and fees. You can take a commercial loan for different tenures and repayment terms.
What Types of Commercial Loans Do We Offer?
We offer a variety of commercial loans Melbourne to give you access to funding to raise and manage working capital, purchase or upgrade business assets, invest in commercial property or expand or purchase a business when the opportunity knocks.
Secured Business Loan
We offer secured commercial loans against real assets like vehicles, land, commercial premises, houses or other assets. Since the asset acts as a guarantee for the commercial loan amount, the interest rates are lower, and borrowing amounts are higher than an unsecured loan.
Unsecured Business Loan
As a commercial loan broker in Melbourne, we offer unsecured loans as a short-term facility of up to 24 months. You can repay the loan and interest daily, weekly, or monthly. Since no security is required to avail of commercial loans Melbourne, the interest rates are typically higher than a Secured loan.
What Are the Features of Our Commercial Loan?
- Additional Repayments
Pay your loan faster by making extra repayments on top of your regular scheduled repayment and saving on interest over the life of your loan. - Redraw Facility
This facility lets you withdraw any additional repayments made on top of any regular required payments. It allows you to pay more when you can afford it and redraw later if needed. - Lump Sum Payments
Have good cash flow, repay a big chunk of your loan all at once in a lump sum payment and cut down the balance of your loan faster and pay lesser interest over the life of your loan. - Split Loan Facility
As a commercial loan broker in Melbourne, we also offer a split loan facility. We let you divide your commercial loan into two parts, one with a fixed interest rate and the other with a variable interest rate. So, the applicant can enjoy the best of both fixed and variable commercial loans.
How Can a Commercial Loan Help You?
You can use a commercial loan to grow your business, invest in property, buy new assets, acquire a business, or consolidate business debt. Basically, you can avail of a commercial loan for any worthwhile purpose for your business. As leading commercial loan broker in Melbourne, we help companies to secure commercial loans to capitalise on opportunities for growth and long-term stability.
What Is the Eligibility Criterion to Apply for A Commercial Loan?
To be eligible for a commercial loan, you must either be an individual aged 18 years or above, or a business entity domiciled in Australia, or a strata corporation domiciled in Australia. You must use the funds for business or investment purposes except for residential property investments. You would be required to submit certain documents to demonstrate your credit fitness, as lenders would like to be sure that you can easily repay your loan.
The documents you might be asked to show include the following:
- ABN Number
- Evidence of current income, business plan and financial projections, including market and competitor assessment
- Business and personal financial statements for the last two financial reporting years
- Contract of sale for commercial premises
- Personal financial records
- Valuation documents for personal assets you will offer as collateral
Why Choose Jump Financing?
- Applying Is Easy
As a commercial loan broker in Melbourne, we have a fast and simple application process. With minimum paperwork, you can spend more time building your business. - Specialised Support
Get dedicated support when you need it. As a commercial loan broker in Melbourne, we are committed to delivering it in a way that works for you. - Fast Access to Funds
At Jump Financing, we have a hassle-free and fast approval process for eligible customers.
How Can Jump Financing Help?
At Jump Financing, our team of commercial loan brokers in Melbourne are well acquainted with the intricacies of the business world and understands each business person has their own specific needs and plans on how they wish to run and expand their business. We assist a business person in getting a commercial loan to grow and sustain their business. We work by your side to ensure you have access to the right commercial loan Melbourne for your specific needs at the best possible interest rates. Book an appointment to speak to our commercial loan brokers in Melbourne.