Hassle-free Home Loans for Accounting Professionals
Access specialised home loan packages for accounting professionals by partnering with us. As an expert mortgage broker in Melbourne, we ensure you get access to financial advice and an extensive selection of home loans tailored to your needs.
What are the Benefits of a Home Loan?
Accountants and financial services professionals are considered low-risk borrowers; hence, lending institutions offer specialised home loans for them. These loans provide the following benefits:
No LMI Required
As an accountant, you can borrow up to 90 % of the value of the property you plan to purchase without paying for the Lender's Mortgage Insurance.
Discounted Interest Rates
Lenders offer discounted interest rates on home loans for accountants and certain other financial services professionals. As an accountant, you can access specially designed loan packages for accountants that offer potential benefits, including discounted interest rates and waived loan fees.
What is the criteria for Accountants to waive LMI?
You must hold a CA, CFA, CPA or FIAA and have a membership in one of the following:
- CPA Australia
- Chartered Financial Analyst Institute Australia (CFA)
- Chartered Accountants in Australia and New Zealand (CAANZ)
- Institute of Public Accountants (IPA)
- Institute of Actuaries of Australia (FIAA)
The eligible roles and professions that can borrow at 90% LVR without LMI include:
- Accountant
- Auditor
- Actuary
- Chief Financial Officer
- Finance Director
- Finance Manager
- Director
- Partner
- Financial Controller
How To Apply for A Home Loan for Accountants?
Initial Conversation
Our expert mortgage brokers in Melbourne will discuss your goals, needs and financial situation at this stage. We will assess your eligibility for a home loan for accountants in Melbourne and the surrounding areas. This will include an assessment of your financial situation and long-term goals to help you find the right home loan that suits your needs. We will explain your loan features, interest rates, and LMI waiver and determine the monthly instalments you will have to pay.
Choose The Lender
We have tie-ups with all leading lending institutions in Australia. Our team will sift through all loan products these lenders offer and narrow down to the lender offering the loan with the most features and the lowest interest rates. You can select the lender of your choice.
Submit for Approval
We will submit your loan application along with the required documents to the chosen lender. Our team of mortgage brokers in Melbourne will liaise with the lender on your behalf and ensure your home loan application for accountants has the best possible chance of approval.
Your Finance is Ready
Once the lender approves your home loan for the accountants’ application, your finances will be ready, and you can purchase the property.
Pre-Approval of Home Loan for Accountants
Our pre-approval facility helps you determine your borrowing capacity. The lenders will perform a credit check and analyse your financial situation to give you an indication of how much you can potentially borrow for a home loan for accountants. Get in touch with our home loan experts to check your borrowing capacity without affecting your credit history.
Ready To Apply for A Home Loan for Accountants
At Jump Financing, our team has extensive knowledge and experience in the home loan market. Therefore, we do all the legwork for you and help you find the right loan that suits your unique needs. We will be there at every step of your home loan journey and guide you through the process, from the application for approval. Contact our home loan experts today to find out more about accountant home loans.
